Credit scoring is an imperfect science. In essence, it’s about estimating how likely someone is to pay back money borrowed based on their history of doing…
After being in lists where CLE is portrayed one of the poorest, dangerous and miserable cities, here is one where the city is ranked…
The popular chain has issued an apology and provided a number for those concerned to call. Target confirmed Thursday that previous reports about…
via BBC News Credit card companies Visa and MasterCard and major US banks have agreed to a $7.25bn settlement to retailers over card fees. The case, which has been going on for seven years, is over firms colluding to fix the fees that stores pay to process credit and debt card payments. The settlement is […]
Roland Martin talks with Kelvin Boston about how credit laws, scores and various mechanisms disenfranchise African-Americans economically from home ownership, forcing up to 70 percent into the sub-prime mortgage market.
Roland Martin talks with Kelvin Boston, host of “Moneywise” on PBS about how your credit report can determine if you get a job or a promotion.
Roland Martin discusses the importance of breaking the shackles of debt, establishing good credit and personal finance.
A newly released study carries significant weight, defying the popular belief that homeowners who defaulted on their mortgages during the economic downturn are irresponsible deadbeats who can’t manage money. The study, conducted by TransUnion, one of the three national credit bureaus, concludes that many of the homeowners who defaulted on their mortgage only did so […]
Via money.cnn.com Bank fees: They’re like a game of Whac-a-Mole. The minute one set is banned, a whole new set pops up. In August, the Card Act banned a variety of fees — including certain overdraft and excessive late charges. But one month later, banks are increasing existing fees and finding creative new ways to […]
Congrats, graduates! You’re about to ride off into the sunrise. I know you’re traveling light, but the road before you is littered with hidden conditions, terms and penalties that can sink your finances before you get very far. So while you’re packing the sunscreen and the graduation gift money, consider taking along just a […]